HDB BTO Explained: What Singaporeans Need to Know The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Introduced by the Housing & Development Board, the BTO system allows eligible applicants to apply for new flats that are https://hdb-bto-27-5407046.blogsvila.com/38917951/hdb-bto-27-54