For the duration of a period once the stock market is climbing steadily, IUL policies are likely to give improved returns than straight UL. However, for the duration of durations of higher market place volatility and flat or declining markets, the reverse is probably going to generally be the situation. https://transamericafinancialfoun52849.verybigblog.com/32059294/the-smart-trick-of-read-the-full-post-that-no-one-is-discussing